JuanHand: Pioneering Responsible Fintech Lending in the Philippines

In a recent interview, Mr. Francisco “Coco” Mauricio, President and CEO of JuanHand, shared insights into the company’s mission to promote financial inclusion and responsible lending in the Philippines. With a background rooted in the fintech industry and a personal passion for helping the unbanked, Mr. Mauricio emphasized how JuanHand leverages cutting-edge AI technology to assess creditworthiness without the need for extensive documentation. This innovative approach allows the platform to provide quick, accessible loans ranging from 2,000 to 50,000 pesos, empowering Filipinos to manage emergencies, invest in their businesses, and improve their financial stability.

He also highlighted the company’s core values of compassion, integrity, and customer-centricity, which set JuanHand apart in a competitive industry often marred by negative perceptions. He explained how the platform’s AI system is designed to evaluate borrowers responsibly, ensuring that loans are used for productive purposes such as education, utilities, or small business growth. The company also actively promotes financial literacy through initiatives like the upcoming WAGI app, a platform aimed at educating Filipinos on financial management in an engaging and rewarding way.

Looking ahead, Mr. Mauricio shared exciting plans for JuanHand’s growth, including expanding their product offerings to serve a broader spectrum of Filipinos and launching new initiatives to foster financial wellness. He underscored the importance of industry collaboration, such as the formation of the Consumer Lending Association of the Philippines (CLAP), to uphold standards and combat bad actors. With a strong commitment to ethical practices and a heartfelt mission to serve the underserved, JuanHand is poised to make a lasting impact on financial inclusion in the Philippines. Watch the full interview below: