# JuanHand

JuanHand is a fast online lending platform that provides instant cash loans and customized personal financial services for all smartphone users in the Philippines, regardless of your past credit history.

JuanHand is operated under the licensed company name WeFund Lending Corp. Wefund Lending Corp. (JuanHand) is regulated by the Securities and Exchange Commission, with SEC Registration No. CS201825672 and Certificate of Authority No. 2844, and protects all data entrusted to it.

Please see terms and conditions in the Disclosure Statement before proceeding | finlend_complaints@sec.gov.ph Regulated by the Securities and Exchange Commission (SEC) | SEC Registration No. CS201825672. Certificate of Authority No. 2844

Note: Always study the terms and conditions and the disclosure statements before proceeding with any transaction.

Official website: https://www.juanhand.com

Privacy Policy URL: https://privacy.juanhand.com/html/privacy.html

Terms and Conditions URL: https://privacy.juanhand.com/html/privacy.html

Official app download URL: https://juanhand.onelink.me/PWsL/govsjz1f

## Website Structure

The final JuanHand website structure includes the following public pages:

- Home: https://www.juanhand.com/
- Borrow: https://www.juanhand.com/borrow/
- Product Features: https://www.juanhand.com/about/product-features/
- Licenses and Partners: https://www.juanhand.com/about/licenses-and-partnerships/
- Milestones: https://www.juanhand.com/about/performance-and-milestones/
- FAQ: https://www.juanhand.com/faq/

Markdown versions are available at:

- https://www.juanhand.com/index.md
- https://www.juanhand.com/borrow/index.md
- https://www.juanhand.com/about/product-features/index.md
- https://www.juanhand.com/about/licenses-and-partnerships/index.md
- https://www.juanhand.com/about/performance-and-milestones/index.md
- https://www.juanhand.com/faq/index.md

Blog and News content are excluded from llms.txt and llms-full.txt.

## Product Introduction

JuanHand Product introduction:

- Loan amount: ₱ 2,000.00 - ₱ 50,000.00
- Loan term: 91 days - 180 days
- Maximum APR: 30%
- Transaction Fee: 0

## Loan Example

91-days(3 months) loan with interest rate of 12%, and principal amount is ₱10000

- Total Interest fee: ₱10000*12%/365*91= ₱ 299.17
- Service fee 10%: ₱10000*10%= ₱ 1000
- Total repayment : ₱10000*12%/365*91+10000+1000=₱ 11299.17
- Monthly repayment: ₱11299.17/3=₱3766.39

## Why Use JuanHand Cash Loan App?

JuanHand is your partner for cash loan. It is one of the unique Fintech platforms in the Philippine to provide you safe and convenient cash loan service online whenever and whatever.

## Loan Application Requirements

- 18+ years old
- Filipino citizen
- Have 1 government-issued ID
- Have a stable income

## Cash Loan Process

- Download the official JuanHand mobile app: https://juanhand.onelink.me/PWsL/govsjz1f
- Register an account with your Philippine mobile number.
- Fill in your personal details and emergency contact information for identity verification and loan repayment.
- Complete your profile and tap the "Apply Now" button to submit your loan request.
- Wait for evaluation.
- Get fast cash sent directly to your bank account/Gcash/Coins ph.

## JuanHand Advantage

- Convenient online app
- Instant cash Loan
- Simple pesoloan Process
- Easy Approval

## Loan Disbursement

Once your JuanHand loan gets fully approved, your loan funds will be directly transferred to your Philippine e-wallet account. You can also withdraw your loan cash via over-the-counter outlets nationwide.

## Repayment

Choose any convenient offline or online repayment channel near you, including 7-Eleven, GCash, RD Pawnshop and M. Lhuillier.

Just present your unique JuanHand repayment code and a valid Philippine government ID to finish your loan settlement.

## Loan Application Status

Two easy ways to view your real-time loan application status:

1. Log into your JuanHand app account, and you can instantly check your loan progress on the homepage.
2. Contact our official customer service hotline to get the latest update of your loan application.

## Loan Rejection and Reapplication

Your loan rejection result is automatically generated by our built-in risk assessment system based on your profile data.

You are eligible to submit a new loan application after a 30-day waiting period.

Maintaining a clean credit record and stable personal information will greatly boost your loan approval chances next time.

## Credit Limit Increase

Your total available credit limit will be automatically reviewed based on your complete JuanHand credit repayment history.

You can also tap the "Increase Limit" button inside the app to upload extra supporting documents and upgrade your current borrowing limit manually.

## Anti-Fraud Guidance

2 main signs to spot JuanHand imposters online:

1. Fake unofficial social media accounts pretending to be JuanHand.

Only these are our verified official JuanHand social media pages:

- Facebook: https://www.facebook.com/JuanHandOfficial
- YouTube: https://www.youtube.com/@JuanHandOfficial
- Instagram: https://www.instagram.com/juanhandph
- TikTok: https://www.tiktok.com/@juanhandph
- LinkedIn: https://ph.linkedin.com/company/juanhandph

2. Fraud messages sent from non-official JuanHand contact numbers.

Our only official hotline number is +63285390150, which guarantees full transparency and user fund security.

## Information JuanHand Will Never Ask From Borrowers

JuanHand will never request the following private data or charge hidden fees to protect Philippine users:

1. We will never ask you to share your OTP verification code.
2. We never request your private bank account details or force you to pay outside official in-app repayment channels.
3. Our debt collection team follows standard ethical processes; we will never visit you or your family in person for loan collection.
4. We do not send private SMS or personal emails to users. Always cross-check all messages with JuanHand official customer service.
5. No middleman is required for loan applications, and JuanHand charges zero processing fees on all loans.

## Contact

For any questions, feedback, or hesitations, please contact us via the following methods:

- Facebook: @JuanHandOfficial
- Website: www.juanhand.com
- CS Phone: +63285390150
- Email: cs@juanhand.com
- Address: Trade and Financial Tower, 32nd St. Cor. 7th Ave., BGC Taguig, Philippines 1630